Regents Federal Employee Retirement Strategies.

“Retirement strategies federal employees wish they had sooner.”

Federal Employee Retirement Planning Deserves Specialized Attention

Federal employees often have more retirement choices — and more permanent decisions — than they realize. Your pension, TSP, Social Security, FEHB, FEGLI, survivor benefits, taxes, and investment strategy should be considered together, not one at a time.

The Challenge

Your benefits are valuable. Coordinating them is the hard part.

Federal retirement is not a standard planning conversation. The decisions you make before retirement can affect income, taxes, health coverage, insurance, and the financial security of the people who depend on you.

A pension estimate alone does not answer the bigger questions:

  • When should you retire?

  • Which survivor benefit election fits your situation?

  • How should your TSP support retirement income?

  • How do Social Security and withdrawals affect taxes?

  • What should you keep, change, or replace in FEHB and FEGLI?

  • How can your assets support the retirement you want over time?

  • Will your retirement income last as long as you do?


The goal is not simply to retire. It is to retire with a coordinated plan.

Why Specialization Matters

Too few advisors understand the complete federal retirement picture.

Many financial professionals can discuss investments. Fewer understand how federal benefits interact with retirement income, tax decisions, insurance elections, and long-term cash flow.

Regents Federal Employee Retirement Strategies is built around helping federal employees organize those decisions before they become permanent. We start with your circumstances, your priorities, and the benefit choices in front of you — then work toward a plan that is clear, practical, and built for real life.

Our advisory fiduciary relationship is grounded in acting in the client’s best interest and helping coordinate retirement decisions with care, clarity, and perspective.

A Clear Process

Our NorthStar Retirement Income Process™ is designed to help federal employees evaluate retirement decisions in a coordinated, practical way.

Let's Start With A Conversation

If you are approaching retirement, already retired, or simply want a clearer view of how your federal benefits fit together, a conversation is a practical place to begin.

There is no obligation. We begin by understanding your situation and the questions you want answered.